Sponsor: 📝 POEMS Cash Plus with CFD: https://hmsg.link/poems
Sign up for a CFD account with Phillip CFD and get a free PlayMade drink, up to S$88 CFD trade rebate + a chance to win a 3D2N staycation at ONE°15 Marina Sentosa Cove when you fund/trade with them!
– Learn more: https://www.phillipcfd.com/cny-promo-honeymoneysg/
– Open Account: https://www.poems.com.sg/open-an-account/?cfd=true&TR=QD3&utm_source=website&utm_medium=openacc&utm_campaign=cny-promotion
Citi Rewardshttps://hmsg.link/citirewards
💴 Instarem Amaze https://hmsg.link/amaze
HSBC Advance Visa https://hmsg.link/hsbcadvance
HSBC Revolution https://hmsg.link/hsbcrevolution
HSBC Everyday Global Account https://hmsg.link/hsbcega
UOB ONE Current Account https://hmsg.link/oneaccount
UOB EVOL https://hmsg.link/uobevol
UOB ONE https://hmsg.link/uobonevisa
STOCK BROKERS & INVESTING
🐂 Webull Singapore (USD 120 Trading Voucher) https://hmsg.link/sgwebull
🐮 moomoo SG (Free Stock) https://hmsg.link/sgmoomoo
🐯 Tiger Brokers SG Code HONEYMONEY (Free stock): https://hmsg.link/sgtiger
🐬 uSMART Securities Code nn8gx7 (Free Stock) https://hmsg.link/sgusmart
📈 Interactive Brokers: https://hmsg.link/ibkr
📗 Seeking Alpha Premium $39 ONLY https://hmsg.link/seekingalpha
🐯 Tiger Brokers International Code HMONEYSG: https://hmsg.link/ustiger
🐮 moomoo US by Futu Inc (Free Stocks) https://hmsg.link/usmoomoo
CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
💨 Dash PET 1.5% interest CODE DASH-RXQ45 https://hmsg.link/dash
🚌 Revolut SG https://hmsg.link/revolut
☯️ YouTrip ($5 Bonus) https://hmsg.link/youtrip
💰 iPayMy https://hmsg.link/ipaymy
💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment https://app.cardup.co/users/sign_up
✈️ SIA Kris+ App Code: C647172 https://hmsg.link/krisplus
😻 Favepay https://hmsg.link/fave
🅱️ BigPay $10 referral code KJN6MN5GS0 at http://bigpay.link/referrals
🙏Trust Bank Code: HUQPC614 https://www.trustbank.sg
🪺 Nestia $0.50 off SG-QR https://hmsg.link/nestia
🛒 NTUC Union https://hmsg.link/ntucunion
E-COMMERCE & SHOPPING
🛍 Lazada https://hmsg.link/lazada
🛍 Qoo10 https://hmsg.link/Qoo10
🛍 Shopback $5 https://hmsg.link/shopback
🛍 Shopback Pay Later $11 OFF https://hmsg.link/SBpaylater
⭐️ CapitaStar App $5 https://hmsg.link/capitastar
🏬 Lendlease Plus $5 referral code NsHQKY
🐠 Marina Square $5 referral code EoQjdG
ROBO-ADVISORS
☣️ Syfe Trade & Wealth: Use code HONEYMONEY @ https://www.syfe.com/
🦉 MoneyOwl RoboAdvisor Code: 8JPW-62FZ (FREE $20) https://hmsg.link/moneyowl
🤖 Endowus RoboAdvisor (FREE $20) https://hmsg.link/endowus
TRAVEL INSURANCE
✈️ MSIG Travel Insurance https://hmsg.link/msigtravel
✈️ Allianz Travel Insurance https://hmsg.link/allianztravel
✈️ Starr Travel Insurance https://hmsg.link/starrtravel
✈️ TIQ Travel Insurance https://hmsg.link/tiqtravel
If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here!
Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR
🔭 Telegram Group: https://t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg
📧 Email (Business only): sghoneymoney@gmail.com
☕️ Buy me a Ko-fi: https://Ko-fi.com/honeymoneysg
💵 Patreon: https://www.patreon.com/honeymoneysg
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2022 had been a great year for credit card stacking.
If you remembered my stacking hack of AMEX, Grabpay, JiPay, Ez-link wallet. But all is gone one by one
One door closes, another will open. Lets look at what is the existing strategy for Cashback users
Citi Rewards with Amaze
– Convert all physical spend to online spend for 10x points EXCLUDING Travel & hotel merchants
– Minimize foreign currency fees to 1.5%, coupled with 1% cashback
– 10x points per $1 for first $1000 eligible spend
– But if redeem for vouchers, more value
– e.g. $50 Mapletree Vivocity voucher = 14262 pts
– Effective Cashback = 50/1426 = 3.5%
HSBC Card Strategy
Revolution VISA
– Other than 10x points or 4 miles per $1 spend
– Can also be redeemed for 2.5% cashback for first $1000 eligible spend
– For more than $2000 spend, can consider HSBC Advance
– +1% for HSBC Everyday+ Rewards with Everyday Global Account, bump up to 3.5% cashback
UOB Credit Card for UOB One
– $500 to hit qualified spend criteria for up to 5% p.a. interest for UOB One account
– EVOL, min $600 spend for effective 6.67% cashback on Online & Mobile Contactless spend
– ONE, min $500 spend for effective 3.33% + 5% additional cashback
– Same theory for OCBC Credit Card for OCBC 360
#Sponsoredby #PhillipCFD